March 26, 2025 - 13:14

In a recent discussion, industry expert Donato Cuttone shed light on the revolutionary impact of embedded finance on the fintech landscape. With a rich history on the NYSE floor and now at DriveWealth Institutional, Cuttone highlighted how traditional brokerage models are evolving. The shift from conventional brokerage accounts to digital wallets, fractional trading, and automated features is making investing more accessible than ever.
Investors, including those outside the U.S., can now purchase fractions of stocks for as little as a dollar, available around the clock. This transformation requires brokerages to adopt new routing and settlement frameworks capable of managing high transaction volumes and ensuring same-day clearance. While regulatory bodies are still catching up with these advancements, modern technology is poised to bridge the gap.
Cuttone emphasizes that success in this fast-changing environment demands patience, adaptability, and a readiness to embrace innovation, likening it to the art of cooking—a process that requires careful attention and the right ingredients.