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Page 2. Money Talks: Your Friendly Guide to Financial Freedom

Welcome to Loanlyx a friendly and informative space created by me Angelica Montgomery where we break down the often confusing world of personal finance budgeting and loans. Whether you are navigating the ins and outs of managing debt saving for your dream home or simply looking to improve your financial literacy you have come to the right place. Our goal here is to provide you with relatable advice tips and strategies that empower you to take control of your financial journey so you can make informed decisions and achieve your financial goals with confidence. Let’s embark on this journey together and unlock the keys to better financial health one post at a time.


Creating a Family Budget for Special Occasions and Holidays

25 December 2024

Creating a Family Budget for Special Occasions and Holidays

Let’s be honest: special occasions and holidays can turn your financial plans upside down quicker than your kids tearing into a pile of presents. Whether it’s Christmas, birthdays,...

The Federal Reserve’s Influence on Treasury Bonds

22 December 2024

The Federal Reserve’s Influence on Treasury Bonds

When it comes to the world of finance, there’s one big player that can shake things up without breaking a sweat—the Federal Reserve (or simply, the Fed). You might’ve heard about Treasury...

Best Practices for Balancing Multiple Credit Card Rewards Accounts

19 December 2024

Best Practices for Balancing Multiple Credit Card Rewards Accounts

If you`re anything like me, you’ve probably seen those enticing credit card offers: cashback rewards, travel points, free hotel stays, and even sign-up bonuses that make your wallet feel like it...

The Importance of FICO Scores in Auto Loan Approval

16 December 2024

The Importance of FICO Scores in Auto Loan Approval

Thinking about buying that shiny new car or the reliable used one you`ve been eyeing for months? If you`re not paying in cash, chances are you’re going to need an auto loan. This is where your...

The Financial Benefits of Delayed Gratification in Savings

13 December 2024

The Financial Benefits of Delayed Gratification in Savings

Let’s face it — waiting isn’t easy. Whether it’s resisting the impulse to buy that shiny new gadget or skipping an impromptu dinner out, delaying gratification can feel like a Herculean...

The Rise of Asset Protection in the Digital Age: What Investors Need to Know

10 December 2024

The Rise of Asset Protection in the Digital Age: What Investors Need to Know

In today’s rapidly evolving technological world, protecting your assets isn’t just another line item on your to-do list—it’s a full-time job. Gone are the days when safeguarding your wealth...

How to Evaluate ETF Liquidity Before Investing

5 December 2024

How to Evaluate ETF Liquidity Before Investing

Investing in ETFs (Exchange-Traded Funds) has become increasingly popular because they’re like a buffet of investments—stock, bonds, commodities—all rolled into one. They`re cost-effective,...

The Work-Life Balance and Side Hustles: How to Make It Work

2 December 2024

The Work-Life Balance and Side Hustles: How to Make It Work

Let’s get real for a second: juggling a full-time job, family, social life, and a side hustle can sometimes feel like you’re a circus performer trying to keep too many plates spinning. Sound...

Understanding Cash Flow vs. Capital Gains in Real Estate

29 November 2024

Understanding Cash Flow vs. Capital Gains in Real Estate

When it comes to real estate investing, two buzzwords often dominate the conversation: cash flow and capital gains . You’ve probably heard people say, “I’m looking for a property with...

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